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Goodwill adjustment letter led to dispute

Established Member

Goodwill adjustment letter led to dispute

I'm fairly new here (to posting anyway---longtime stalker).  I recently mailed a GW letter to WFFNB for a 30 day late payment back in February 2011.  I checked my credit report on here yesterday and see where they placed a remark on all 3 of my reports that I'm disputing the account!! I've had excellent results getting old/paid collections deleted with GW's so I was a little flabbergasted by this.  Has anyone else ever had this happen????

4/5/12 lender pull: EQ(635), EX (683) TU (645)
Goal: 700+ across the board.
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Super Contributor

Re: Goodwill adjustment letter led to dispute


RUNURSINGHOO wrote:

I'm fairly new here (to posting anyway---longtime stalker).  I recently mailed a GW letter to WFFNB for a 30 day late payment back in February 2011.  I checked my credit report on here yesterday and see where they placed a remark on all 3 of my reports that I'm disputing the account!! I've had excellent results getting old/paid collections deleted with GW's so I was a little flabbergasted by this.  Has anyone else ever had this happen????



Yes, unfortunately this happens sometimes.   Either they robo~scan the letter or someone completely misinterprets it.....

 

Have you tried calling them ?   Maybe you could connect with the right department and work it out.

 

Fortunately this is only a 30 day late, and since it is over a year old, much of the FICO scoring ding should have faded by now.....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 3
Established Member

Re: Goodwill adjustment letter led to dispute

I actually did call. I faxed a letter requesting that they remove the dispute remark along with a copy of my report showing where it was disputed. Hopefully it won't take too long to get it straightened out. I couldn't find anything where anyone else had this happen.  A simple "no" from them would have been better! Lol.

4/5/12 lender pull: EQ(635), EX (683) TU (645)
Goal: 700+ across the board.
Message 3 of 3