Goodwill chapter 7 people?

[ando35]

Can I send GW letters to banks that were unpaid as part of ch 7? Do they do that? 

[Anonymous]

I can tell you that I tried with no luck... that doesn't mean all banks are all the same... It can't hurt to try!

[RobertEG]

With unpaid bad debt on their books, I would not anticipate a high degree of good-will on their part.

All you can do is try.... can you offer any mitigating circumstances?

[JenniferinFL]

I offered to pay my credit union back everything that had been discharged and they were very snooty with me and told me that even if I paid it all back they would never have me as a customer again. I can't remember where I read it as I found the site when I was filing, but I had remembered seeing somewhere that some have succeeded with paying off a card to reopen it, but, can't find it now. Somehow I doubt it's too likely, decent creditors don't like messing with bankruptcy and the bad ones you dont' want back anyways.

[RobertEG]

They also have no legal authority to accept payment on a non-existing debt. 

They would be prudent, in my opinion, not to do so.