Hi everyone! Working hard on my credit...still no change in score but that's OK - it will come!
I have several accounts that my husband just got lazy on and have 30, 60, 90 days late from 2-3 years ago (some 4 years ago) and have had perfect payment history since. They *were* technically late, but since I have had good payment history since then, would it even be worth it to GW? How much will late removals help with the overall score (which is quite dim - 550 ish)
One of them was my STUDENT LOAN from years ago (2007) that has a 30, 60 and 90 day late and then was OK for 6 months and paid off through US Dept of Ed. I thought I might work to try that one?
Thanks!
Kim
