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Goodwill letter to Vacate a Judgement worked!!

Valued Contributor

Goodwill letter to Vacate a Judgement worked!!

I was just starting to lose hope and today, I received a phone call from the OC (Apartment complex) that won a default judgement against me 12/2011 for $2400 plus 6% interest and $70 court fees. I also have a CA for $4800 on my CR for the judgement. So on 10/16 I settled with FCO for $3100, they refused PFD....I figured I would GW them forever and work on getting the judgement vacated. 

 

Back to the phone call....the office manager called to say she got my letter, spoke to their attorney and they would agree to my motion to set aside as soon as they received it. She also told me to come by the office to pick up a copy of the judgement satisfaction....said she was so happy that I was trying to purchase my first home.

 

I had never met this woman in my life, she made me promise I would e-mail her pictures of the house I get. Awesome. 

 

Soooooo, don't give up on the GW letter writing. It takes patience, but what can it hurt??


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
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Message 1 of 27
26 REPLIES
Frequent Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

Wow! That's awesome. Congrats on that.
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Message 2 of 27
Mega Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

That's incredible Congrats !

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Message 3 of 27
Regular Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

Yippee!
Message 4 of 27
Senior Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

Message 5 of 27
Super Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

Congarts on a successful GW 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 27
New Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

Congratulations!! Can you pm me exactly how you did this? I'm trying to get a paid judgement removed! I picked up the letter yesterday saying it was satisfied as of 2008. I really don't know who to contact next because I've been disputing it with no luck! Can you please help me?
Chapter 7 Discharged June 2015



Trying to rebuild
Message 7 of 27
Moderator Emerita

Re: Goodwill letter to Vacate a Judgement worked!!

Message 8 of 27
Valued Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

Thanks for all the support everyone!! I went to the court clerk to file a motion to set aside a default judgement.....court date is set for 11/15 at 9:30am. I was told that it probably won't even go to court if the OC atty agrees with the motion. I was already told that they had...so really it is just waiting again. Once this is gone, I won't have anymore public records on my CR!!! Crazy thing is, it is not on Experian at all. After I get it removed, I am going to work on the CA tradeline that is listed for the same bill. 


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
border="0"Take the myFICO Fitness Challenge
Message 9 of 27
Regular Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

Yay! That's great news!
Message 10 of 27