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Valued Contributor
newmomnewme
Posts: 1,296
Registered: ‎09-30-2013

Goodwill letter to Vacate a Judgement worked!!

I was just starting to lose hope and today, I received a phone call from the OC (Apartment complex) that won a default judgement against me 12/2011 for $2400 plus 6% interest and $70 court fees. I also have a CA for $4800 on my CR for the judgement. So on 10/16 I settled with FCO for $3100, they refused PFD....I figured I would GW them forever and work on getting the judgement vacated. 

 

Back to the phone call....the office manager called to say she got my letter, spoke to their attorney and they would agree to my motion to set aside as soon as they received it. She also told me to come by the office to pick up a copy of the judgement satisfaction....said she was so happy that I was trying to purchase my first home.

 

I had never met this woman in my life, she made me promise I would e-mail her pictures of the house I get. Awesome. 

 

Soooooo, don't give up on the GW letter writing. It takes patience, but what can it hurt??



Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 711 TU: 666 EX: 671
Goal Score: ALL 720+

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Frequent Contributor
buildafico
Posts: 332
Registered: ‎09-23-2013

Re: Goodwill letter to Vacate a Judgement worked!!

Wow! That's awesome. Congrats on that.
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Mega Contributor
coldnmn
Posts: 11,228
Registered: ‎08-08-2011

Re: Goodwill letter to Vacate a Judgement worked!!

That's incredible Congrats !

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Regular Contributor
themizlyne
Posts: 185
Registered: ‎07-06-2013

Re: Goodwill letter to Vacate a Judgement worked!!

Yippee!
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DaBears
Posts: 3,923
Registered: ‎10-26-2012

Re: Goodwill letter to Vacate a Judgement worked!!

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Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: Goodwill letter to Vacate a Judgement worked!!

Congarts on a successful GW 

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Established Member
AutumnH
Posts: 24
Registered: ‎07-17-2007

Re: Goodwill letter to Vacate a Judgement worked!!

Congratulations!! Can you pm me exactly how you did this? I'm trying to get a paid judgement removed! I picked up the letter yesterday saying it was satisfied as of 2008. I really don't know who to contact next because I've been disputing it with no luck! Can you please help me?

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09Lexie
Posts: 24,583
Registered: ‎09-13-2012

Re: Goodwill letter to Vacate a Judgement worked!!

Valued Contributor
newmomnewme
Posts: 1,296
Registered: ‎09-30-2013

Re: Goodwill letter to Vacate a Judgement worked!!

Thanks for all the support everyone!! I went to the court clerk to file a motion to set aside a default judgement.....court date is set for 11/15 at 9:30am. I was told that it probably won't even go to court if the OC atty agrees with the motion. I was already told that they had...so really it is just waiting again. Once this is gone, I won't have anymore public records on my CR!!! Crazy thing is, it is not on Experian at all. After I get it removed, I am going to work on the CA tradeline that is listed for the same bill. 



Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 711 TU: 666 EX: 671
Goal Score: ALL 720+

In the Garden Until August 2014 Last App Feb 2014
border="0"Take the myFICO Fitness Challenge
Contributor
MoreInfo1
Posts: 84
Registered: ‎08-30-2013

Re: Goodwill letter to Vacate a Judgement worked!!

Yay! That's great news!

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