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Goodwill letter to Vacate a Judgement worked!!

New Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

Congrats!! You give me hope
Chapter 7 Discharged June 2015



Trying to rebuild
Epic Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

Valued Contributor

Re: Goodwill letter to Vacate a Judgement worked!!


newmomnewme wrote:

I was just starting to lose hope and today, I received a phone call from the OC (Apartment complex) that won a default judgement against me 12/2011 for $2400 plus 6% interest and $70 court fees. I also have a CA for $4800 on my CR for the judgement. So on 10/16 I settled with FCO for $3100, they refused PFD....I figured I would GW them forever and work on getting the judgement vacated. 

 

Back to the phone call....the office manager called to say she got my letter, spoke to their attorney and they would agree to my motion to set aside as soon as they received it. She also told me to come by the office to pick up a copy of the judgement satisfaction....said she was so happy that I was trying to purchase my first home.

 

I had never met this woman in my life, she made me promise I would e-mail her pictures of the house I get. Awesome. 

 

Soooooo, don't give up on the GW letter writing. It takes patience, but what can it hurt??


Congrats!

 

What state and area did you file for the motion to set aside?

 

 

 

 

Valued Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

I am in Fairfax County, VA


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

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Valued Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

UPDATE: Not sure if this is the right thread or not....but I filed the motion 11/4. Court date was today....and in a matter of 5 or 6 seconds, the judgement has been vacated!!!!!!!!! Yay!!!!! So, I was too excited to wait until this afternoon for the paperwork. I will  e-mail the clerk tonight and request a copy of the court documentation!!!! I am so VERY excited. No more public records for me.....Thanks guys. I really don't think I could have done it without all of my advisors.  


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
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New Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

That is so good! I just can't figure out how to file a motion to vacate a judgement...Do I type something up and send to the circuit court, OC or CA?

Chapter 7 Discharged June 2015



Trying to rebuild
New Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

congrats!!! That is awesome!!!


Starting Score: Experian 514 Equifax 510 TransUnion 510
Current Score: Experian 630 and everything still In Progress
Goal Score: First Goal 650


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Epic Contributor

Re: Goodwill letter to Vacate a Judgement worked!!


AutumnH wrote:

That is so good! I just can't figure out how to file a motion to vacate a judgement...Do I type something up and send to the circuit court, OC or CA?


That depends on your state.  Some have forms to fill out for motions to vacate, others don't.

 

It would go to the court that has the judgment.

New Contributor

Re: Goodwill letter to Vacate a Judgement worked!!

Ah ok! Well I've been going down the wrong path. Thanks !
Chapter 7 Discharged June 2015



Trying to rebuild
Valued Contributor

Re: Goodwill letter to Vacate a Judgement worked!!


AutumnH wrote:
Ah ok! Well I've been going down the wrong path. Thanks !

Start with the court where the judgement was filed. If you live close enough, go right in there and talk to the clerk of the court face to face....ask if there is a process for vacating a satisfied judgement. They will be able to tell you what forms to use etc. PM me if you have other general questions. 


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
border="0"Take the myFICO Fitness Challenge