I was 34 days late on an auto loan and its been about 6 months since. How long does it take to get over a 30 day posting? I was thinking of a GW to the bank, but this same bank that we've had numerous loans with (3 current soon to be paid off) and have declined to loan on a newer car. Don't see them GWing, do you? They didn't use to use score only, now they do.
Can't hurt to try. Worse they can do is say no and leave it on...
