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Got a score Bump EQ

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Cheryla18
Established Contributor

Got a score Bump EQ

On myFico i just got an alert this morning...the crazy thing is that there were 2 small balances for student loans from 2007...totally under $100.00....I paid them off and i went from 492 to a 513....WOW that's a 21 point increase for that Small of a Balance??? Really??? Nothing else changed....None of my inquires aged off...neither the 2 yrs or the 1's that are almost a year old....some of those will hit the year mark the end of June...

 

This is the Highest that my Equifax has shown on myFico....ever!!! I can't wait til the balance on the closed CC to go from $404.00 to Zero!!! Bring on the end of the MONTH...lol

 

Cheryl

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK
Message 1 of 7
6 REPLIES 6
esmer0924
Regular Contributor

Re: Got a score Bump EQ

That is great!! Keep up the good work and it will continue to go up.


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Message 2 of 7
madmann26
Valued Contributor

Re: Got a score Bump EQ

A bump is a bump is a bump (just ask any pregnant woman). Congrats!

 

Current FICO 9 Scores



Message 3 of 7
Cheryla18
Established Contributor

Re: Got a score Bump EQ

 


@madmann26 wrote:

A bump is a bump is a bump (just ask any pregnant woman). Congrats!

 


Thanks!!!! Does anyone know why myFico is lower than the EQ website?? Seems kinda odd.

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK
Message 4 of 7
Shogun
Moderator Emeritus

Re: Got a score Bump EQ

The score you get from the EQ website is a FAKO, with that I mean no lenders use it.  It's for educational purposes only.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 7
fwill5rn
New Contributor

Re: Got a score Bump EQ

Congrats on your score increase.  Keep up the good work!!!!

Message 6 of 7
signguy17
Frequent Contributor

Re: Got a score Bump EQ

A bump is a bump!  We'll tak'm any way we can get'm!!!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 7 of 7
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