All I had to do was call the collection agency and leave a voicemail to one of the managers asking really nicely to have it removed...30 MINUTES later I get a blocked call (that I missed) I guess they called me once everyday. They finally got a hold of me 6 days later and said they already sent a request to delete from all 3 bureaus! I checked Myfico and saw that my score went up 60 points the same day I asked for the removal! Should have done that a long time ago!!! That thing has been haunting me for 3 years... even though it was paid! Good luck to everyone else fixing their credit!