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Got this amazing E-mail this morning!!

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Tischer712
Regular Contributor

Re: Got this amazing E-mail this morning!!

I have called, they just beat around the bush as much as possible. It is so annoying.


Starting Score: myFico Scores Equifax 544 Transunion 585
Current Score: myFico Scores Equifax 655 Transunion 663 Experian 645
Goal Score: 700 Across the board


Take the FICO Fitness Challenge
Message 11 of 19
Anonymous
Not applicable

Re: Got this amazing E-mail this morning!!

keep calling.  They tell you by a certain date, but if they dont do that, it has to be a violation.

Message 12 of 19
2NE1
Established Contributor

Re: Got this amazing E-mail this morning!!

 

what kind/type of accounts does Midland purchase?

Message 13 of 19
GoodCredBen
Valued Contributor

Re: Got this amazing E-mail this morning!!

any and all lol...

 

they bought 2 of my cap 2 defaulted cc's 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 14 of 19
Tischer712
Regular Contributor

Re: Got this amazing E-mail this morning!!

Yea, they have my defaulted Chase card..

 

 

Can anyone chime in on why in the world NCO/FIN55 was listed as deleted but it wasn't even on my account. It was on my Transunion or Equifax account. But this was clearly an EXPERIAN e-mail. In all my time fixing my credit, I have never seen them on my Experian. I have reports from then 3 years and it wasn't there.


Starting Score: myFico Scores Equifax 544 Transunion 585
Current Score: myFico Scores Equifax 655 Transunion 663 Experian 645
Goal Score: 700 Across the board


Take the FICO Fitness Challenge
Message 15 of 19
Tischer712
Regular Contributor

Re: Got this amazing E-mail this morning!!

Anyone know if something is charged off, should it be reporting a balance?


Starting Score: myFico Scores Equifax 544 Transunion 585
Current Score: myFico Scores Equifax 655 Transunion 663 Experian 645
Goal Score: 700 Across the board


Take the FICO Fitness Challenge
Message 16 of 19
GoodCredBen
Valued Contributor

Re: Got this amazing E-mail this morning!!

SO - I have gotten GW denials on ALL of my CA collections.....

 

I quit. 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 17 of 19
Tischer712
Regular Contributor

Re: Got this amazing E-mail this morning!!

Keep positive!!!


Starting Score: myFico Scores Equifax 544 Transunion 585
Current Score: myFico Scores Equifax 655 Transunion 663 Experian 645
Goal Score: 700 Across the board


Take the FICO Fitness Challenge
Message 18 of 19
GoodCredBen
Valued Contributor

Re: Got this amazing E-mail this morning!!

Holy crap.... just got a call from Diversified Adjustment telling me the reason they havent deleted it yet is because they need authorization from sprint to delete the account... but sprint has not been replying to their email/snail mail attempts.... so they had me call......

 

I am on the phone with them now. 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 19 of 19
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