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Moderator
Posts: 13,249
Registered: ‎04-15-2011
0

Gotta love bottom feeders

     DW came to me because her mom called her and was upset.  A CA had called her and was abusive to her.  DW told her to talk to me because I know something about CAs.  I talked to her, she told me about the CA.  The guy called and said he needed a payment, she asked what for, he wouldn't tell her, just said he needed a payment on this account.  She said she doesn't know about the account, hasn't had credit in over 10 years.  She told him she was on social security, he said that they would take that, there was a new "Obama Law" passed and they can take their checks.

 

     She is 70 years old, completely disabled, on 24 hour oxygen and homebound.  She was so upset she couldn't breathe.  She has a total income of $548 a month and didn't know what she was going to do because they were going to take it.  I told her not to worry, I'd take care of it for her.  I pulled her CRs for her, nothing on there, no CAs, no nothing, just some old paid off accounts.

 

     I called the number the guy left, got his answering machine, left a message.  He called back about 10 minutes later.  Below is the conversation.

 

Me:  Yes, I need to take care of this account for my MIL.  Gave him her info.

 

Him:  Yes, we need to take care of this, It says she's on SS.

 

Me:  Yes, that's her only income.

 

Him:  Well, we were going to take that, so it's good you called.

 

Me:    You can't take her SS.

 

Him:  Oh, yes we can, have you heard of the new Obama Law?  We can take anything.

 

Me:   No, there is no Obama Law, you can't take anything.

 

Him:  I think I know more than you.

 

Me:   Bet  you don't!

 

Him:  I thought you were going to take care of this, now you're just being Mr. Slick.

 

Me:    I am taking care of this, what's your address?

 

Him:  Why?

 

Me:   So I can send you a "Cease and desist letter"

 

Him:  OH, well  it's 835 E.,,,  "Screaming at phone"...  Tell you what, you just look it up.

 

Me:    Ok

 

Him:   "Still screaming"  Tell you what, I'm getting in my car and driving home"  Slammed the phone down.

 

     I then looked them up, filed a FTC complaint, then filed a complaint with the State AG.  BBB won't do any good, they're not accredited.  Wrote a C&D letter.    But boy did I enjoy calling him, I haven't sent the letter yet, so I think I'll call him back a couple times tomorrow.  Just so I can have some fun.



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Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
0

Re: Gotta love bottom feeders

You found the guy that feeds on the guys that feed on bottom feeders.

 

Amazingly unprofessional in what is supposed to be a professional setting.  Obama law?  Mr. Slick? Screaming, then telling you to look it up? Yikes.

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Regular Contributor
Posts: 221
Registered: ‎06-12-2012
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Re: Gotta love bottom feeders

Oh oh please call him back. My only request is that your provide us with the narration again.

Established Contributor
Posts: 515
Registered: ‎07-31-2012
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Re: Gotta love bottom feeders

Please let us know. We all need to see the bottom feeder get his in the end. LOL

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Moderator
Posts: 13,249
Registered: ‎04-15-2011
0

Re: Gotta love bottom feeders

Oh I will, he messed with the wrong one this time.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
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New Member
Posts: 9
Registered: ‎01-01-2013
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Re: Gotta love bottom feeders

I'll be waiting with my popcorn to see how this one turns out. It's so good to see the tables turned on some of these slimey collectors. 

Frequent Contributor
Posts: 377
Registered: ‎12-10-2012
0

Re: Gotta love bottom feeders

Most of the people operate these CA are the absolute scum of the earth.
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Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: Gotta love bottom feeders

I cant wait to hear the rest of it when you call back.

Senior Contributor
Posts: 3,448
Registered: ‎11-30-2007
0

Re: Gotta love bottom feeders

Oh Please Call Him Back!  What Fun!!!!!!!

 

Regular Contributor
Posts: 206
Registered: ‎12-20-2012
0

Re: Gotta love bottom feeders

Go Shogun! 

 

Wooooot! 

 

Can't wait to hear part two :smileyhappy:

 

 


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