Great Progress

[Anonymous]

Hello everyone. I first pulled my 3 Fico scores on April 1st. They were EQ 631, TU 614 and EX 614. As of today my scores are. EQ 669, TU 698 and EX 696. Thanks to this board I was able to have what collections I had removed. (Except for one last one on my EQ report that should be off soon.) And got a First Premier CO removed. I have a few 30 day lates on an old car loan that are 4 years old that I'm stuck with though. Until I started reading this forum I had no idea about PFD's. So, I just want to say thank you to all the contributors. I've learned so much and won't ever get myself into a bad credit situation again. Now to hit 700!

[Anonymous]

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@Anonymous wrote:
Hello everyone. I first pulled my 3 Fico scores on April 1st. They were EQ 631, TU 614 and EX 614. As of today my scores are. EQ 669, TU 698 and EX 696. Thanks to this board I was able to have what collections I had removed. (Except for one last one on my EQ report that should be off soon.) And got a First Premier CO removed. I have a few 30 day lates on an old car loan that are 4 years old that I'm stuck with though. Until I started reading this forum I had no idea about PFD's. So, I just want to say thank you to all the contributors. I've learned so much and won't ever get myself into a bad credit situation again. Now to hit 700!

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Congrats on that and I would imagine that it would be by christmas most likely you will be in the 700's

[HomeSeeker]

Good job 😀🎉

[RonM21]

Good job on the progress

[Anonymous]

Have you tried GW letters for the lates on the auto loan?

[Anonymous]

I have tried GW for the lates. They are with GM Financial and they won't budge.

[Sbrooks1]

How did you handle the FP?

[Anonymous]

FP was reporting different information to each CRA like the DOFD. I sent them a letter about the differences on each credit report and they removed it.

[Jamgal40]

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@Anonymous wrote:
FP was reporting different information to each CRA like the DOFD. I sent them a letter about the differences on each credit report and they removed it.

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WitchyKitty congrats on your progress. Did you dispute via email? Did you send evidence (screenshots, etc...)?

[Anonymous]

Hi Jamgal. I sent an email to the pres email and filed on the bbb. I didn't send anything but told them exactly what was reporting incorrectly. They answered in 11 days and it was deleted in 33 days.