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Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Great score boost

One collection finally came off my EQ and noticed that my score went from 747 to 781.

 

Also some of my cards hit their 1 year mark last month, so that could also have contributed.

 

I started rebuilding end of  2010 and my EQ was 515 then. A long but great journey.

 

 

Now if TU could update




New Member
Posts: 9
Registered: ‎04-08-2013
0

Re: Great score boost

Hi I'm all new to this credit rebuilding thing. Can I ask how did you achieve this? Also, how can a collection drop off the record? I'm having the same problem here.

 

Thanks a lot!

 

Oz

Frequent Contributor
Posts: 465
Registered: ‎02-25-2013
0

Re: Great score boost

@ Odeiatla if you can start a new Thread and other people can give you ideas
Senior Contributor
Posts: 3,930
Registered: ‎10-26-2012
0

Re: Great score boost


CS800 wrote:

One collection finally came off my EQ and noticed that my score went from 747 to 781.

 

Also some of my cards hit their 1 year mark last month, so that could also have contributed.

 

I started rebuilding end of  2010 and my EQ was 515 then. A long but great journey.

 

 

Now if TU could update


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Regular Contributor
Posts: 236
Registered: ‎05-06-2008
0

Re: Great score boost

Congrats!!!! thats awesome... 700s woahh something ive been dreaming about since Nov 2012. Smiley Happy good job!

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!
New Member
Posts: 9
Registered: ‎04-08-2013
0

Re: Great score boost


koky wrote:
@ Odeiatla if you can start a new Thread and other people can give you ideas

Thanks Koky! Already did!

Established Contributor
Posts: 971
Registered: ‎02-14-2013
0

Re: Great score boost

Wow!! Very nice!!

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Re: Great score boost

Thanks everyone. I wouls say a lot of my inspiration came from the people on here. It's a great support group to learn and stay consistent.

 

My job is still not over yet, I want to be at least close to the 800 scores but that will probably be in another year or 2.

 

It's definitely a long journey but well worth it. I came here with a total credit limit of $1900 to now well over $100K

 

Thank you all for the support

 

 




New Member
Posts: 3
Registered: ‎04-01-2013
0

Re: Great score boost

congrats 

New Contributor
Posts: 72
Registered: ‎03-30-2013
0

Re: Great score boost

Congrats!!! That's awesome. It's threads like this that keeps me motivated. I'm so struggling to keep an upbeat attitude through this process but the reward is so worth it in the end.


Starting Score Early 2013: TU - 556 & EF - 552 & EXP - 591
Current Score 10/09/14 (MyFico): TU - 666 & EF - 665 & EXP- 711
Goal Score: 730 Across all 3 bureaus
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