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@Anonymous wrote:
@Anonymous wrote:Once you get two cards that show a $0 balance and one showing a small balance of less than 10%. That will immediately peak your scores.
Ok will do. Also I just called and had the card upgraded to the Quicksilver. Also I spoke to a gentleman in the credit specialist department that is going to try to push trough to have the 3 consecutive lates on both cards dropped.
That would be a nice bonus - Cap One does not do that often. They tend to be a stickler for reporting.
@Anonymous wrote:
Op- any update on UI? Im in Ct too and have a similar situation- was late, got matching payment program, payed $250 every month on time per plan, have one payment left to zero out balance. But they continued to report 90-120 day lates months after i made the payments, only recently switching to "ok" on credit reports, and acct now in good standing.
Im so upset to have that many recent 120lates! I plan on calling them first, but it seems hopeless. Worst case, i will dispute with 3cb.
Please update this thread if you have any success or failures trying to get this fixed. Best of luck!
Hey I actually opened up a BBB complaint on Friday and its already closed. After some back and forth they agreed to help me out.
@Anonymous wrote:
Mmm interesting. I tried to read customer reviews on bbb for them, but theres zero. Seems like maybe they really dont want any bad ones, so remove them after resolving issues for people. We shall see i sure hope im as lucky. UI lates are my ONLY baddies. I would be extremely grateful to correct some, even if only the one reporting incorrectly. Thanks! Best of luck on the house hunting!
Thanks so much,
Try to get them to understand your sitaution on a personal level. Also please don't throw me under the bus!
Family mandan
go to the state public utility commission and file a complaint if they refuse to work with you on your bill or late payments. Every state has PUC.
If if that don't work CfPb for utilities is absolute best, a lot better than state AG or BBB.