WOW... i AM very shocked.. I had a 50 dollar medical and I sent a pfd/gw letter over 2 months ago when I first joined MYFICO. I have yet to hear anything from them. Checked my transunion score today and it's gone. my score has jumped up to 632. wow i am stocked. And I know its a fako, but my ex score from freecredit report has jumped up to 639 as well. I'm scared to check my eq score, because thats what everyone pulls for inquiries. I have 1 inquiry for tu and ex and about 13 for eq.
Starting Score: 592
Yes I understand pulling my score is a soft. the 13 inquiries are hard pulls from when I was trying to get a credit card. I have a secured Capital One card and a best buy reward zone mastercard. both with low limits.. Just trying to raise my score to qualify for higher limit cards.
ok so I just decided to buy my eq score and its went from 530 to 577. huge jump, but still need to get medicals deleted. I have 2 medicals that are for 23 bucks. waiting for my annual credit report to get the phone numbers and address to send pfd's. on my tu i only have 1 collection that has been paid. been trying to get a deletion on them. Its from Credit Protection Association credit collection. They will not budge. I have no clue what I'm going to do about this. If anyone has had success with this collection agency some help would be much appreciated.