My old mortgage loan is showing one late payment from 2013. The account was paid as agreed. Should I send them a letter for that one late payment?
@eeflores3 wrote:
My old mortgage loan is showing one late payment from 2013. The account was paid as agreed. Should I send them a letter for that one late payment?
Short answer, YES. GW letters have an awesome track record of working. You won't know unless you try it....for some paper and a stamp 
Starting Score: 711
@miltown81 wrote:
@eeflores3 wrote:
My old mortgage loan is showing one late payment from 2013. The account was paid as agreed. Should I send them a letter for that one late payment?Short answer, YES. GW letters have an awesome track record of working. You won't know unless you try it....for some paper and a stamp
As another poster said yes.
Even though it's paid as agreed that late payment will stay on your payment history section until the 7 year mark. I'm a believer that it will somehow, someway affect your score as long as it's there.