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Frequent Contributor
Posts: 478
Registered: ‎02-07-2010
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HC Credit FREE!!!

One more payment of $177 to HC Credit and I will be free of these people! I will have to say this is probably the worst credit decision I have ever made. I bought something and didn't get all the facts from the store, my fault. But never again. 27% APR applied monthly then payment goes to interest then principal!!! Thank God for the Credit Act to help others caught in a situation like I was. Maybe it will run some of these jokers out of business!

 

-The Chairman


Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 695 (26 JUN 2013), Equifax: 636 (26 JUN 2013), Experian: 670 (26 JUN 2013)
Goal Score:All scores 700+ by Dec 2013!!

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Posts: 15,729
Registered: ‎07-14-2009
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Re: HC Credit FREE!!!

 


MrChairman wrote:

One more payment of $177 to HC Credit and I will be free of these people! I will have to say this is probably the worst credit decision I have ever made. I bought something and didn't get all the facts from the store, my fault. But never again. 27% APR applied monthly then payment goes to interest then principal!!! Thank God for the Credit Act to help others caught in a situation like I was. Maybe it will run some of these jokers out of business!

 

-The Chairman


 

 

I'm glad to hear the good news. We've all made decisions we later regretted but hopefully we learned from those mistakes.

 

 

From a BK years ago to:
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802

You can do the same thing with hard work

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