03-15-2010 07:19 PM
One more payment of $177 to HC Credit and I will be free of these people! I will have to say this is probably the worst credit decision I have ever made. I bought something and didn't get all the facts from the store, my fault. But never again. 27% APR applied monthly then payment goes to interest then principal!!! Thank God for the Credit Act to help others caught in a situation like I was. Maybe it will run some of these jokers out of business!
-The Chairman
03-16-2010 04:07 PM
MrChairman wrote:One more payment of $177 to HC Credit and I will be free of these people! I will have to say this is probably the worst credit decision I have ever made. I bought something and didn't get all the facts from the store, my fault. But never again. 27% APR applied monthly then payment goes to interest then principal!!! Thank God for the Credit Act to help others caught in a situation like I was. Maybe it will run some of these jokers out of business!
-The Chairman
I'm glad to hear the good news. We've all made decisions we later regretted but hopefully we learned from those mistakes.
From a BK years ago to:
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
You can do the same thing with hard work
Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


