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HELP 127 point difference in scores

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aroyal
New Contributor

HELP 127 point difference in scores

hello everyone i am new to the forums and need some help

 

My myfico equifax score was 527 on 9/08 my equifax myfico is 383 3/10/09. 

I pulled all 3 scores from Transunion 3/10/09 and my equifax is 510, TU 509, and EX 504.

 

Why would there be such a significant difference in myfico and transunion. I know the numbers will be different but 127 is a large number.  Can someone please give me some advice on what to do.

 

Thanks


Starting Score: eq 383tu 417
Current Score: eq 577tu 609
Goal Score: 700


Take the FICO Fitness Challenge
Message 1 of 6
1 ACCEPTED SOLUTION

Accepted Solutions
Anonymous
Not applicable

Re: HELP 127 point difference in scores


aroyal wrote:
yes the same information is on both reports

 

Then that settles the possibility of a split file and suggest to me that score difference is just because you are comparing a FAKO and a FICO.

 

Kind of like comparing apples and oranges.

Message 6 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: HELP 127 point difference in scores


aroyal wrote:

hello everyone i am new to the forums and need some help

 

My myfico equifax score was 527 on 9/08 my equifax myfico is 383 3/10/09. 

I pulled all 3 scores from Transunion 3/10/09 and my equifax is 510, TU 509, and EX 504.

 

Why would there be such a significant difference in myfico and transunion. I know the numbers will be different but 127 is a large number.  Can someone please give me some advice on what to do.

 

Thanks


 

Scores from TU are FAKO, scores from myFICO are FICO.

 

Is the same information on both reports?

 

I've seen variances that large between FICO and FAKO scores before.

Message 2 of 6
wemmington
Valued Member

Re: HELP 127 point difference in scores

Ignore the transunion score as they are fako and mean nothing.  Do a search here for fako scores. 
Message 3 of 6
wemmington
Valued Member

Re: HELP 127 point difference in scores

Sidewinder types faster than I do lol.
Message 4 of 6
aroyal
New Contributor

Re: HELP 127 point difference in scores

yes the same information is on both reports

Starting Score: eq 383tu 417
Current Score: eq 577tu 609
Goal Score: 700


Take the FICO Fitness Challenge
Message 5 of 6
Anonymous
Not applicable

Re: HELP 127 point difference in scores


aroyal wrote:
yes the same information is on both reports

 

Then that settles the possibility of a split file and suggest to me that score difference is just because you are comparing a FAKO and a FICO.

 

Kind of like comparing apples and oranges.

Message 6 of 6
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