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HELP! Debts Paid in Full: Now what to do?

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AUfootball86
New Member

Re: HELP! Debts Paid in Full: Now what to do?

The following are my major focus, I have worked with several of the CAs to get items removed through PFD, also I have 4 student loans that were all PIF recently, totaling aroung $50k. Two of them were with Sallie Mae, one with Chase, and two with US DEPT of Education. I have a few late payments on them, should I contact them explain my situation and since they have been PIF ask for them to remove the late payments in GW? Thank you again for all of you help

 

 

Account Name: HOLLOWAY CREDIT SOLUTI  Account #: 4000XXXX  

Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department  

Account Type: Collection Account  

Balance: Show Detail   $2819  

Date Open: 02/01/2010  

Last Updated: 06/01/2013   

Account Status: -  

Terms: 1 Month  

Phone #: (800) 737-5286  

Address: PO BOX 161504

Ownership:   

Original Creditor: SKYLINE COUNTRY CLUB APARTMENT  

Company Sold-to: -  

Credit Limit: -  

Monthly Payment: -  

Past Due Amount: $2819

*This account did not report anything until June this year, and reported Failed to pay 7 days after it was PIF

Account Name: CAP ONE 

Account #: 51780580XXXX  

Payment Status: Charge-off  

Account Type: Credit Card  

Balance: Show Detail   $0  

Date Open: 04/01/2009  

Last Updated: 06/01/2010  

Account Status: -  

Terms: Revolving  

Phone #: No Phone Provided  

Address: PO BOX 85520

Ownership: MIDLAND FUNDING LLC  

Original Creditor: -  

Company Sold-to: MIDLAND FUNDING LLC  

Credit Limit: $3000  

Monthly Payment: -  

Past Due Amount: $0  

High Balance: -  

Balloon Payment: -

Account Name: MIDLAND FUNDING 

Account #: 853496XXXX  

Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department  

Account Type: Collection Account  

Balance: Show Detail   $2429  

Date Open: 06/01/2010  

Last Updated: 08/01/2010  

Account Status: -  

Terms: 1 Month  

Phone #: (800) 825-8131  

Address: 8875 AERO DR STE 200

  

Ownership:   

Original Creditor: CAPITAL ONE BANK  

Company Sold-to: -  

Credit Limit: -  

Monthly Payment: -  

Past Due Amount: $2429

 

Account Name: WELLSFARGO 

Account #: 101016500XXXX  

Payment Status: Account transferred to another office  

Account Type: Unknown  

Balance: Show Detail   -  

Date Open: 12/01/2007  

Last Updated: 10/01/2008  

Account Status: -  

Terms: Unknown  

Phone #: (904) 361-2800  

Address: 7711 PLANTATION RD

*this was an overdrawn checking account closed, transferred to the following CA and was PIF. This TL doesn’t really seem accurate though.

Account Name: JEFFERSON CAPITAL SYST 

Account #: 286985XXXX  

Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department  

Account Type: Collection Account  

Balance: Show Detail   $926  

Date Open: 10/01/2011  

Last Updated: 01/01/2012  

Account Status: -  

Terms: 1 Month  

Phone #: (866) 417-2561  

Address: 16 MCLELAND RD

Ownership:   

Original Creditor: WACHOVIA BANK CHECKING  

Company Sold-to: -  

Credit Limit: -  

Monthly Payment: -  

Past Due Amount: $926

*The reported FP in June, this account has also already been PIF

 

Account Name: CITI 

Account #: 54241808XXXX  

Payment Status: Paid satisfactorily  

Account Type: Credit Card  

Balance: Show Detail   -  

Date Open: 12/01/2005  

Last Updated: 11/01/2008  

Account Status: Closed  

Terms: Revolving  

Phone #: No Phone Provided  

Address: PO BOX 6241

  

Ownership:   

Original Creditor: -  

Company Sold-to: -  

Credit Limit: $1500

*I have never had a CC with CITI

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