HELP!!! GW LETTER TO SETTLED LOAN ACCOUNTS

[Anonymous]

Hey there everyone,

This forum has been so helpful to me.  I am confused about something and would like some advice. I have 2 small defaulted loans from 2 local companies in my hometown. Really small. One is for $136.00 and the other for $124.00.  These we deducted from my paycheck as a garnishment and are PIF.  I was thinking of sending both of them GW letters to ask for deletions. I am not sure of what to say or if this is a good example to send a GW letter to. Please help. I am in the middle of trying to rebuild my credit and these are really hurting my score. Any suggestions?

[Booner72]

Hello - use the search box and search "GW LETTER' or "GOODWILL LETTER" - tons of examples will show up.

[llecs]

GW letters must be customized because everyone's situation is different. Here are some example letters:

Example letters - PFDs, GWs, DVs, etc.

[Anonymous]

Will GW work in this case?

[llecs]

GWs are for paid OC or CA baddies, so it would be appropriate in this case.

[Anonymous]

Thanks so much.