@Anonymous wrote:im sure your post has alot of helpful knowledge. but theres no legend. i have no idea what DV PFD CR DOFD CL AF SD. i really do like this site an how willing you all are in helping. just keep in mind. i have no idea whats going on this is all foreign to me
Hi there, here is the list of common abbreviations used here on MyFico.
http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458
Hope this is helpful learning this new language 
Starting Score: 576 EQ 1-12-13
@Anonymous wrote:im sure your post has alot of helpful knowledge. but theres no legend. i have no idea what DV PFD CR DOFD CL AF SD. i really do like this site an how willing you all are in helping. just keep in mind. i have no idea whats going on this is all foreign to me
Hi there.
It can seem a bit overwhelming because of all the information available but just take your time and don't try and absorb all of it at once.
You might start with these threads:
Common Abbreviations This will explain what DV PFD CR DOFD CL AF SD all mean!
Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.
What Steps Do I Take - great for learning the repair process.
and Example letters - PFDs, GWs, DVs, etc.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".