HELP!!!!! Medical Debt mistake????

[Anonymous]

I recently sent DV letters to CA, and after reading several post, I don't think I was suppose to send those letters because they are for unpaid medical debt. What do I do? Have I messed up? I really need help. 

Thanks

[MrChairman]

Can you explain your situation in FULL detail

[TugChris]

First off, dont do anything untill:

a. The SOL for your state has expired

and/or

b. You can PIF

If you can say yes to one/both of these, google "whychat HIPAA letter"

[Anonymous]

MrChairman,

All are UNPAID medical debts in collections, a couple are new and some are old (but dont fall off for about 4 or 5 years).  I wanna clear them off of my reports.  I recenlty sent DV letters to the CA (the new ones) not a HIPAA letter; in reading other post I don't think I did process right.  Can I just treat medical the same way that   I am going about my credit card debt? Or do I need to follow HIPAA process?

[Anonymous]

TugChris,

I can PIF for the accounts, they are relative low balances, but I googled the process and I am complete confused by it.  Can you give quick step-by-step instructions or where can i find a GOOD one.

[MrChairman]

I will leave this one up to the HIPPA experts.

[TugChris]

I sent you a PM with the correct website.