I would get ahold of Valarity who agreed to delete and let them know its still on your reports and a collection agency is trying to collect this debt now.
From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
