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Hi. I disouted a junk debt that popped up on my report last week from 2007 via online w/ TU. Then I got paranoid and thought that a letter will do better. so the next day I sent a letter disputing. Well, I got a letter from TU stating that now instead of 30 days they will take 30 days to submit results of the dispute!
Should'nt they have realized that I was disputing the same identical thing....it's the only negative theing on my report!!!! I can not STAND these CRA!!!!! Any suggestions?? I need to submit a mortgage loan application in 20 days!!!!
The only thing you can do is tell them you don't want to dispute any longer.
Once you dispute and send in anything having to do with that, they add on 2 weeks.
The disputes were 1 day apart and for the same item! They should not add two additional weeks! I can not stand these people. I believe they enjoy screwing things up and taking their time so we can get desperate and buy their products.....erg!!!!!!!!!!!!!!!!!!!
Call them and talk to them. IMO, they don't even look at things sometimes.