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SHAI wrote:
Good Evening Everyone, I could use a little help here, these are my current scores TU-419, EX-423, EQ-410. I really need a score of 620 or above by December of 2008 is this even possible all feedback is welcome. The current situation is as follows:1.Chase Bank $546 charge-off2.1st Continental $517 charge-off3.Imagine Mastercard $794 charge-off4T-Mobile $446 collection account5.Genuine Portraits $165 collection account6.Verizon $65 collection account7.Verizon $75 collection account8.Verizon $204 collection accountI have one account in good standing which is a BOA Secured card $500 limit but 94% utility. My question is if I pay off all collections and bring my utility to under 10% can a jump from the 400's to the 600's be possible.
SHAI wrote:
Good Evening Everyone, I could use a little help here, these are my current scores TU-419, EX-423, EQ-410. I really need a score of 620 or above by December of 2008 is this even possible all feedback is welcome. The current situation is as follows: 1.Chase Bank $546 charge-off 2.1st Continental $517 charge-off 3.Imagine Mastercard $794 charge-off 4.T-Mobile $446 collection account 5.Genuine Portraits $165 collection account 6.Verizon $65 collection account 7.Verizon $75 collection account 8.Verizon $204 collection account I have one account in good standing which is a BOA Secured card $500 limit but 94% utility. My question is if I pay off all collections and bring my utility to under 10% can a jump from the 400's to the 600's be possible.