Hey Everyone:
My experian score is my lowest score and I don't understand how is it is so much lower than my Equifax and Transunion scores. I had a judgement that was vacated and both Transunion and Equifax took it off right away, with Experian I have initiated a dispute. This is very disheartening since I have been working my tail off to improve my scores. Clearly, I have to work harder for my Experian score to go up. Anyone has any advice?? Thanks!
Starting Score: 512
I received my score on experian.com and my equifax and transunion from myfico.com
Your EX score is a FAKO since EX doesn't allow the sell of their FICO scores.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Thank you guys so much for the information. I do not know the difference between FICO and FAKO and will research it tonight. My question now is: is the information on my experian fako the same as my experian fico?? the judgement is still on my experian fako report and would need that removed immediately since it was vacated in late november.
Yes, the reports will be the same, it's just the score.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.