I have several medical collections on my credit report and I was confused to why they were there. It turns out they are my moms from her medical treatments. They said I must have signed something saying I was responsible for her debt, which I dont remember ever doing. If I did sign something its because it wasnt explained to me and I was sitting there watching my mom dying in the hospital.
Well my mom is okay and can pay her own bills (thank god)
But for my credits sake, can I get out of this? I was having a hard time figuring out why these medical bills kept coming up on my credit report and they are looking for the paper that I supposidly signed. Iff they cant find it do they need to remove the collections from my reports? She is supposed to call back here shortly!
Absolutely. It is not your debt.
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
sheesh I was wondering where they were cominmg from!!!!!! I got one that is in collection. The HOSPITIAL is calling the credit agency to remove the one for 116.00. I am so glad I caught this because I was about to have two more on my credit report. I wonder how much this will make my score jump. One collection just over a year old deleted. They said they would remove it today, hopefully it will reflect my report soon. SO that leaves TWO accounts for that horrible collection agency instead of 3. 
Fortunately, the hospital couldn't find any paper they claim you signed so your problem is resolved.
IF you had signed for it, it would just be a matter or having your mom go to the hospital business office and absolving you of the responsibility by signing for it herself.
Okay come to find out, they seen that I had signed for her health care not debt. 3 phone calls with collection agency and 3 phone calls with the hospital and IT IS REMOVED! Gone! See ya later bye! ONE DOWN!
Okay breathe, Phew!
That is one down and 6 more to go. I have to redo my PFD letter now, and remove this account. THANK GOD. YAY, one down and a million more to go.
Now I wonder how long it will take the CRA to update and get some of my points back!!!!!
HAPPY!
Happy Dance!
Starting Score: 504Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Gonna wait till the end of the month to update the scores and see what happens, it'll throw another good ON TIME payment with a car and credit card. I'll make sure to let you guys know how much it goes up.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
