09-10-2012 09:52 AM - edited 09-10-2012 09:58 AM
I have several medical collections on my credit report and I was confused to why they were there. It turns out they are my moms from her medical treatments. They said I must have signed something saying I was responsible for her debt, which I dont remember ever doing. If I did sign something its because it wasnt explained to me and I was sitting there watching my mom dying in the hospital.
Well my mom is okay and can pay her own bills (thank god)
But for my credits sake, can I get out of this? I was having a hard time figuring out why these medical bills kept coming up on my credit report and they are looking for the paper that I supposidly signed. Iff they cant find it do they need to remove the collections from my reports? She is supposed to call back here shortly!
09-10-2012 11:13 AM
Absolutely. It is not your debt.
09-10-2012 12:26 PM
sheesh I was wondering where they were cominmg from!!!!!! I got one that is in collection. The HOSPITIAL is calling the credit agency to remove the one for 116.00. I am so glad I caught this because I was about to have two more on my credit report. I wonder how much this will make my score jump. One collection just over a year old deleted. They said they would remove it today, hopefully it will reflect my report soon. SO that leaves TWO accounts for that horrible collection agency instead of 3.
09-10-2012 01:55 PM
09-10-2012 04:46 PM
Okay come to find out, they seen that I had signed for her health care not debt. 3 phone calls with collection agency and 3 phone calls with the hospital and IT IS REMOVED! Gone! See ya later bye! ONE DOWN!
Okay breathe, Phew!
That is one down and 6 more to go. I have to redo my PFD letter now, and remove this account. THANK GOD. YAY, one down and a million more to go.
Now I wonder how long it will take the CRA to update and get some of my points back!!!!!
09-10-2012 06:36 PM
You're moving right along!
See, its not so hard. You are getting good at this. It won't be long now!
09-10-2012 06:38 PM
09-10-2012 08:52 PM
Gonna wait till the end of the month to update the scores and see what happens, it'll throw another good ON TIME payment with a car and credit card. I'll make sure to let you guys know how much it goes up.