HELP!!!!

[nvrgiveup08]

I was calling in to pay a old debt to LCA for a medical collcetion $53 bucks. Sooo the rep begins to ask if I wanted to pay the remaining bills? I asked what remaining bills. She says I have 4 bills from 05 and 06. I proceeded to tell her that I wanted to pay what was on my credit report only and to send me proof of the remaining bills. Did i just mess up????? What just happened.....i have a bad feeling about this

[honky]

Whats the SOL in your state?  In WI you would be past that, but it could be reported to the CRA still

[llecs]

Ditto. Definitely consider SOL if $$$ is owe on other accounts and if that SOL hasn't expired yet (assuming you don't have 100% saved to prevent a judgment).

I wouldn't call them anymore. You also would not benefit, score-wise, by paying it without a deletion agreement in place first. A $0 balance CA is equally damaging as one at $10,000.

I would send a DV and specify the account number for that debt if LCA had given one to you in their correspondence to you. If they verify and you agree, then mail a PFD (do not call) and specify that $53 plus any account number.