Credit Cards Center Credit cards from our partners
Reply
New Member
Posts: 5
Registered: ‎04-19-2017
0

HIPAA Question

Disclaimer: I am brand new to the forum as a poster, though I've read countless topics on my credit repair journey, so if I'm doing this wrong I apologize.

My brief backstory is that while in college I was injured playing Rugby and required surgery and physical therapy treatments. This was also around the same time my parents were getting divorced and somehow my medical bills wound up in the middle of it. Without my knowledge my parents both refused to pay the medical bills. I came to realize this when I graduated college and went to purchase my first car only to find five separate bills were listed on my reports as in collections. I have tried disputing them with varied success, 4 removed from TU/3 removed from EX, 0 removed from EQ.

My question is this, I would like to use the HIPAA process in an attempt to get the rest of the collections off my report but I am not sure if the previous disputes I filed will affect the process? Or if there is a certain time frame I would have to wait after my previous dispute to begin the HIPAA process?

Any help would be greatly appreciated!
Valued Contributor
Posts: 1,667
Registered: ‎08-25-2016
0

Re: HIPAA Question

We aren't allowed to discuss the details of the HIPAA method here. Hopefully someone who knows how it works will PM you.
Regular Contributor
Posts: 255
Registered: ‎02-24-2017
0

Re: HIPAA Question

PM sent

New Member
Posts: 5
Registered: ‎04-19-2017
0

Re: HIPAA Question

Okay thanks for the response rmduhon. I knew that it wasn't allowed to discuss the step by step process on here, and I've made myself pretty familiar with it from some google searches. Just couldn't find answers to those specific questions. Any PM's with an answer would be a huge help!
New Member
Posts: 5
Registered: ‎04-19-2017
0

Re: HIPAA Question

Thanks AllCredit!
Moderator
Posts: 30,163
Registered: ‎12-13-2013
0

Re: HIPAA Question

Please contact the creator of the HIPPA process for further help on the subject as it cannot be discussed here on myFico even in PMs. This thread will now be closed to further comments. Welcome to the board OP Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.