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My wife and I are aggressively attacking our past due medical bills over the course of the next few months. We have about 10 of them between the two of us. I've read through the forum about the process but I want to make sure we are about to go about this the right way.
Currently none of the bills have been paid. And there is no disute that we owe this money. We want to pay the money to the OC and at the same time have the CA's remove the trade lines. Is paying the OC before starting the HIPPA process the right thing to do? We have the money to pay them so we would like to start there.
Then after we have confirmations of the payments, send the letters to the CRA's via the HIPPA process? Is this the right line of thought to in the end have the collections paid (to the OC) and have the trade line removed (from the CA's)?
Any help would be greatly appreciated.