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So I had 9 paid medical collections on my CR, so i sent a HIPPA letter to all 3 CRA. Transunion removed 7 of the 9 but my score never changed. Why didn't my score change? Still waiting to hear from the other 2 CRA.
This alert was from transunion but SW has not sent me an alert yet. Why is that?
How old are the collections? it can take a few days to reflect the changes and to receive a score change.
5 of them were 2008 2009 and the others were 2010
Give it a few days maybe a week.
I used the medical dispute letter. I dont think i am allowed to post the letter but if you PM me I will send you a link to the letter and the process.