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HIPPA process WORKS!!

Regular Contributor

HIPPA process WORKS!!

So I had 9 paid medical collections on my CR, so i sent a HIPPA letter to all 3 CRA. Transunion removed 7 of the 9 but my score never changed. Why didn't my score change?  Still waiting to hear from the other 2 CRA.

 

This alert was from transunion but SW has not sent me an alert yet. Why is that?

25 REPLIES
Senior Contributor

Re: HIPPA process WORKS!!

How old are the collections? it can take a few days to reflect the changes and to receive a score change.

Regular Contributor

Re: HIPPA process WORKS!!

5 of them were 2008 2009 and the others were 2010

Senior Contributor

Re: HIPPA process WORKS!!

Give it a few days maybe a week. 

Contributor

Re: HIPPA process WORKS!!

Which hippa letter did you use?

My bf has 3 medical collections that we paid to the OC directly. They wouldnt pull back accts from CA. Need to find a way to get these deleted. Recent collections, opened 2/1/13. Paid OC 6/12/13.
Regular Contributor

Re: HIPPA process WORKS!!

Good to hear!! I've been contemplating using the Hippa process for a paid medical collection but hadn't heard of any recent success. Thanks for sharing!
Starting Score: TU 634 EQ 614 EX 648 5/20/13
Current Score: TU 631 EQ 643 EX 641 8/7/13 (All Lender Pulled)
Goal Score: 750

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Established Contributor

Re: HIPPA process WORKS!!

Transunion is very lazy to the OP i had a valid medical ccollection and they deleted it but the same one they deleted is still on the other two and came back as valid... Trans is very something idk what to call it but i dont think it will be that easy with the other two best of luck though.
CH7 Filed (3/29/17) - 516 EQ, 517 TU, 483 EX -- Discharged (5/31/17) - 538 EQ 501 TU 559 EX
PenFed CLOC $500 - NFCU nRewards $1k - CreditOne $500 - VS $250 - Overstock $250 - KingSize $250 - Macys $5.8K (AU) - AmEx $1k (AU)
Regular Contributor

Re: HIPPA process WORKS!!

I used the medical dispute letter.  I dont think i am allowed to post the letter but if you PM me I will send you a link to the letter and the process.

Established Member

Re: HIPPA process WORKS!!

Please send me the hippa info

Starting Score: 526
Current Score: 526
Goal Score: 640


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Frequent Contributor

Re: HIPPA process WORKS!!

May I get the HIPPA info too please?
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