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HSBC C/O

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Regular Contributor

HSBC C/O

Just fyi, I've been communicating with a really nice rep in the executive offices,  She said they are debating changing their policies regarding goodwill adjustments for old charge offs that have been sold to CA's.  I have two from 2008/2009. Hopefully they will be deleting those tradelines. I will keep you guys updated. <fingers crossed>

From 566 in 8/2012 to..

EQ 704 /TU 690 / EX 730

Discover IT 6000, Amex BCE 10000, FNBO Amex 3500, Cap 1 platinum 2000, Walmart Discover 5000, Orchard Bank platinum 3000, Best Buy 5000, Merrick Bank 1600, Target Visa 700
Message 1 of 64
63 REPLIES
Moderator Emeritus

Re: HSBC C/O

Let us know!!!  Interesting information you have there!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 64
Regular Contributor

Re: HSBC C/O

If you could share your contact info, that would be awesome! Just PM me. I have an old charge-off  (Auctually I have 2 Smiley Embarassed)from HSBC that was paid to the collection agency.

Message 3 of 64
New Contributor

Re: HSBC C/O

Please PM me the contact info and update us. i have one PIF charge off account with HSBC.

THANKS


Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across

In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000

Take the FICO Fitness Challenge
Message 4 of 64
Regular Contributor

Re: HSBC C/O

Can I please be included in a PM as well? Please and Thank you!

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 Smiley Surprised)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



Message 5 of 64
New Contributor

Re: HSBC C/O

Hi Azumi, will you PM me as well with the information? Thanks in advance.

Message 6 of 64
Valued Contributor

Re: HSBC C/O


Azumi1 wrote:

Just fyi, I've been communicating with a really nice rep in the executive offices,  She said they are debating changing their policies regarding goodwill adjustments for old charge offs that have been sold to CA's.  I have two from 2008/2009. Hopefully they will be deleting those tradelines. I will keep you guys updated. <fingers crossed>


Let me know how it goes..

 

I got a HSBC charge off removed with a GW blitz... sent letters to 10+ different HSBC offices... haha

 

Was this Capital One executive offices or legacy HSBC people?

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 7 of 64
Established Contributor

Re: HSBC C/O

Interesing thread. I was speaking with the the HSBC executive office just a few weeks ago as they looked into an old account for me. Very low $$ balance on a sock drawer card that was mistakenly not paid 5 or 6 years ago - CO'd before I knew it. I was told no after about 3 weeks of "investigation."

Message 8 of 64
Regular Contributor

Re: HSBC C/O

It was HSBC. I actually sent an email to the president of Cap 1. A few days later I received an email from Orchard Bank customer care with a px.
From 566 in 8/2012 to..

EQ 704 /TU 690 / EX 730

Discover IT 6000, Amex BCE 10000, FNBO Amex 3500, Cap 1 platinum 2000, Walmart Discover 5000, Orchard Bank platinum 3000, Best Buy 5000, Merrick Bank 1600, Target Visa 700
Message 9 of 64
Regular Contributor

Re: HSBC C/O

Keep us posted! Good luck.

Message 10 of 64