Reply
Regular Contributor
Azumi1
Posts: 146
Registered: ‎08-13-2012
0

HSBC C/O

Just fyi, I've been communicating with a really nice rep in the executive offices,  She said they are debating changing their policies regarding goodwill adjustments for old charge offs that have been sold to CA's.  I have two from 2008/2009. Hopefully they will be deleting those tradelines. I will keep you guys updated. <fingers crossed>

From 566 in 8/2012 to..

EQ 704 /TU 690 / EX 730

Discover IT 6000, Amex BCE 10000, FNBO Amex 3500, Cap 1 platinum 2000, Walmart Discover 5000, Orchard Bank platinum 3000, Best Buy 5000, Merrick Bank 1600, Target Visa 700
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: HSBC C/O

Let us know!!!  Interesting information you have there!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
sbeasl11
Posts: 122
Registered: ‎07-23-2012
0

Re: HSBC C/O

[ Edited ]

If you could share your contact info, that would be awesome! Just PM me. I have an old charge-off  (Auctually I have 2 :smileyembarrassed:)from HSBC that was paid to the collection agency.

New Contributor
kese
Posts: 60
Registered: ‎07-09-2012
0

Re: HSBC C/O

[ Edited ]

Please PM me the contact info and update us. i have one PIF charge off account with HSBC.

THANKS


Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across

In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000

Take the FICO Fitness Challenge
Regular Contributor
snsforever916
Posts: 144
Registered: ‎06-28-2012
0

Re: HSBC C/O

Can I please be included in a PM as well? Please and Thank you!

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 :smileysurprised:)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



New Contributor
timotiger
Posts: 52
Registered: ‎09-20-2012
0

Re: HSBC C/O

Hi Azumi, will you PM me as well with the information? Thanks in advance.

Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
0

Re: HSBC C/O


Azumi1 wrote:

Just fyi, I've been communicating with a really nice rep in the executive offices,  She said they are debating changing their policies regarding goodwill adjustments for old charge offs that have been sold to CA's.  I have two from 2008/2009. Hopefully they will be deleting those tradelines. I will keep you guys updated. <fingers crossed>


Let me know how it goes..

 

I got a HSBC charge off removed with a GW blitz... sent letters to 10+ different HSBC offices... haha

 

Was this Capital One executive offices or legacy HSBC people?

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Established Contributor
bahbahd
Posts: 731
Registered: ‎08-12-2011
0

Re: HSBC C/O

Interesing thread. I was speaking with the the HSBC executive office just a few weeks ago as they looked into an old account for me. Very low $$ balance on a sock drawer card that was mistakenly not paid 5 or 6 years ago - CO'd before I knew it. I was told no after about 3 weeks of "investigation."

Regular Contributor
Azumi1
Posts: 146
Registered: ‎08-13-2012
0

Re: HSBC C/O

It was HSBC. I actually sent an email to the president of Cap 1. A few days later I received an email from Orchard Bank customer care with a px.
From 566 in 8/2012 to..

EQ 704 /TU 690 / EX 730

Discover IT 6000, Amex BCE 10000, FNBO Amex 3500, Cap 1 platinum 2000, Walmart Discover 5000, Orchard Bank platinum 3000, Best Buy 5000, Merrick Bank 1600, Target Visa 700
Regular Contributor
Tay09
Posts: 116
Registered: ‎09-02-2012
0

Re: HSBC C/O

Keep us posted! Good luck.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}