Rebuilding Your Credit

[Azumi1]

Bahbahd, the rep told me my they usually don't do goodwill adjustments for charge-offs, but they possibly will be changing that because alot of those accounts have been sold multiple times and they don't keep track of who owns it. She also said my request was initially denied but its under review again. Time also factors into it.

[K_J]

Azumi1,

I had a 30 days late from 2007 with HSBC before they were bought by Capone, do you think they could remove. Pm me the contact infor so I could ask. Thanks.

[DCole3g]

I currently have a CAP1 card in good standing.  I think I might try and message the President and see if I have any luck getting the HSBC TL removed.  Could you PM me the email address or any other contact info you have?  Thanks in advance.

[bahbahd]

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Azumi1 wrote:
Bahbahd, the rep told me my they usually don't do goodwill adjustments for charge-offs, but they possibly will be changing that because alot of those accounts have been sold multiple times and they don't keep track of who owns it. She also said my request was initially denied but its under review again. Time also factors into it.

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Azumi, I just noticed that the last voice mail message I got from the executive offices actually said "Hi, this is XXX from CapitalOne Executive Office" but they called me from the same number as before when they were HSCB. Thoughts on this? If you feel so inclined, PM me the name of who you were talking to and I'll PM you back. I was looking for their office mailing address so I could send a letter directly to their office. If you have their address already, please share so I can compare it to what I have.

[bahbahd]

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Edit: removing weird duplicate post.

[windupbird]

Can you please PM me the HSBC contact info as well, thanks!!!!!!

[MarcinXP]

Could you PM me the contact info as well please?

[injustifiiable]

I had an old c/o with HSBC that happened in 2006. It DISAPPEARED from EQ (still shows on other two, tho) and then I was pre-approved for a Household card. I thought that was weird especially since EQ was the CRA Household softed and eventually did the hard pull on.

I don't really know when it disappeared since I wasn't really monitoring my credit then (I'd gotten the new card in Feb of this year.)...I just know it was there when I had last checked my report in 2010-2011 sometime.

Has that happened to anyone?

[Azumi1]

My bad, I was actually talking to Cap One exec and the its the same px that is listed in the Credit Card sticky w/backdoor numbers for HSBC executive resolution unit.  

[Azumi1]

Great news everyone!  I received a call last night from the exec offices, and they will be deleting both charge/off accounts from my credit reports.