10-18-2012 07:25 AM
10-18-2012 07:38 AM
I had a 30 days late from 2007 with HSBC before they were bought by Capone, do you think they could remove. Pm me the contact infor so I could ask. Thanks.
10-18-2012 07:47 AM
I currently have a CAP1 card in good standing. I think I might try and message the President and see if I have any luck getting the HSBC TL removed. Could you PM me the email address or any other contact info you have? Thanks in advance.
10-18-2012 10:11 AM
Bahbahd, the rep told me my they usually don't do goodwill adjustments for charge-offs, but they possibly will be changing that because alot of those accounts have been sold multiple times and they don't keep track of who owns it. She also said my request was initially denied but its under review again. Time also factors into it.
Azumi, I just noticed that the last voice mail message I got from the executive offices actually said "Hi, this is XXX from CapitalOne Executive Office" but they called me from the same number as before when they were HSCB. Thoughts on this? If you feel so inclined, PM me the name of who you were talking to and I'll PM you back. I was looking for their office mailing address so I could send a letter directly to their office. If you have their address already, please share so I can compare it to what I have.
10-19-2012 06:50 AM
Could you PM me the contact info as well please?
10-19-2012 08:30 AM - edited 10-19-2012 08:31 AM
I had an old c/o with HSBC that happened in 2006. It DISAPPEARED from EQ (still shows on other two, tho) and then I was pre-approved for a Household card. I thought that was weird especially since EQ was the CRA Household softed and eventually did the hard pull on.
I don't really know when it disappeared since I wasn't really monitoring my credit then (I'd gotten the new card in Feb of this year.)...I just know it was there when I had last checked my report in 2010-2011 sometime.
Has that happened to anyone?
10-19-2012 09:19 PM
My bad, I was actually talking to Cap One exec and the its the same px that is listed in the Credit Card sticky w/backdoor numbers for HSBC executive resolution unit.
10-31-2012 04:41 PM
Great news everyone! I received a call last night from the exec offices, and they will be deleting both charge/off accounts from my credit reports.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.