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HSBC Deleted one out of two 30 day lates.

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becuevs
Member

HSBC Deleted one out of two 30 day lates.

I checked my report through Truecredit this morning not for scoring but to monitor activity .  My question is why? though I'm not complaining.  Why would HSBC deleted one 30 day late and not the two of them? These two lates were consecutive. 

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MBOhio2
Established Contributor

Re: HSBC Deleted one out of two 30 day lates.

You know, sometimes you just have to consider a partial win still a win!

 

HSBC did something similar to me - I sent GW after GW and then, out of nowhere (never received a call or letter confirming they would delete), the late payment disappeared from 2 CRAS, but not the 3rd CRA. Since allegedly HSBC is really tough to GW, I just left it alone and decided that was better than nothing. At least 2 of my credit scores will benefit from the deletion.

 

I have no idea what is up with HSBC and why they give random, partial GWs on occassion, but one late is better than 2 so I would just leave it alone.

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
July 2017 Current Scores: Approx 710 (waiting for official updates)
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