HSBC Finally DELETED!!!!!

[DaBears]

After 4 months of fighting with these losers they finally lost. They had a payment posted of $393.00 on a $487 charge-off. Told the rep if in face I made this payment the Charge-Off should've only been $94 So going back and forth for months PRA had it, I disputed the payment with them and they deleted cause they couldn't verify the payment made. I called back HSBC they couldn't tell me where the payment came from so they deleted the TL off of TU and EQ BUT not EX. I had Experian on the phone with me this morning to HSBC. The rep from Experian told HSBC if in fact you sent all 3 CRA's a UDF to delete do to non sufficient information how is it TransUnion and Equifax deleted but we never recieve the UDF? The rep from HSBC put us on hold and came back and said it was denied by another department in HSBC. The rep did some investigating and told me when the call ends don't hang up. He told me he is going to delete it based on lies from HSBC. He shoots he scores!!!!

BEAR DOWN!!!!!

[madmann26]

Congrats!

I wish I could get that lucky.

[madmann26]

So I looked at my Exp report and I see this in my HSBC record:

Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2011: $555 / May 17, 2010 / no data / no data
Dec 2010: $555 / May 17, 2010 / no data / no data
Nov 2010: $542 / May 17, 2010 / $26 / no data
Oct 2010: $528 / May 17, 2010 / $26 / no data
Sep 2010: $515 / May 17, 2010 / $25 / no data

I'm not sure how to interpert this.

[Ravensfan2001]

yay!

[DaBears]

---

@madmann26 wrote:

So I looked at my Exp report and I see this in my HSBC record:

Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2011: $555 / May 17, 2010 / no data / no data
Dec 2010: $555 / May 17, 2010 / no data / no data
Nov 2010: $542 / May 17, 2010 / $26 / no data
Oct 2010: $528 / May 17, 2010 / $26 / no data
Sep 2010: $515 / May 17, 2010 / $25 / no data

I'm not sure how to interpert this.

---

Looks like it was charged-off in May of 2010?? I can't tell without looking at the actual TL

[Deltadog03]

Congrats!!

[koky]

BEARS DOWN!!!!

[shanac]

O' happy day! Congrats!

[virgo]

A big Yay! to you. Can I ask, were you actually dealing with HSBC or Cap 1?. I have a different situation. I had HSBC with the credit protection. They denied that I had it, and then they were sold to Cap 1 so I am now dealing with Cap 1. They however, want to only discuss on the phone and not in writing. Seriously. Not gonna happen.

[eastexascout]

How did you get them to agree to let you pay the CO?

I have a CO from years ago and they just tell me I'm SOL (and I don't mean Statute of limitations)