11-08-2010 06:54 AM
Goodmorning My Fico,
I have been sending goodwill letters until my hands hurt . I have deleted 14 accounts so far,they all was chargeoff. I had teo HSBC accounts that showed delinquency,
Hsbc RZ 120 LATE still open removed late payments and Hsbc Pink card chargeoff was removed. Thank god on all three of my credit reports I have a total of 72 positive accounts never late. I was just approved for American Optima ard to rebuild my credit . Still have a lot of work to go but I see sunlight now. About a year ago I had around 20-24 negative accounts and this is what I have left.
Accounts that is left
1.American Express paid waiting for a update
2.Chase Bank paid waiting for a response
3.CitiCards paid settlement
6.Americredit about to fall off next year but considering to settle with them so they don't pop up again
7.Dell Financial drop off next month making settlement off now.
8. Credit One Bank paid only showing on my Experian report
9. Sallie private career training loan paid GW LETTER
Lets see what November will bring in .
11-08-2010 07:02 AM
Thats great news. Could you please PM me the contact info you used for HSBC? I'm just starting this long journey myself. Thanks.
11-09-2010 08:15 AM
Congrats..that is great news. I sent out a GW to HSBC yesterday. I have 3 (30 day lates)..can you please send me the info you used, in case my GW gets shredded.
Thank you so much. and again congrats that"s awesome
11-28-2010 07:12 PM
Chamire, congratulations on your success!
Would you also PM me with your contact person at HSBC?
Thank you and congrats again.
11-28-2010 09:02 PM
Can you PM me the info too?
I have gone round and round with HSBC for 2 1/2 years on 2 CO accounts from 2002 they just couldn't report right they finally fell off.
This round I have some lates that I would like to get removed, I sent an email to someone it may or may not be the same one you spoke with.