Goodmorning My Fico,
I have been sending goodwill letters until my hands hurt . I have deleted 14 accounts so far,they all was chargeoff. I had teo HSBC accounts that showed delinquency,
Hsbc RZ 120 LATE still open removed late payments and Hsbc Pink card chargeoff was removed. Thank god on all three of my credit reports I have a total of 72 positive accounts never late. I was just approved for American Optima ard to rebuild my credit . Still have a lot of work to go but I see sunlight now. About a year ago I had around 20-24 negative accounts and this is what I have left.
Accounts that is left
1.American Express paid waiting for a update
2.Chase Bank paid waiting for a response
3.CitiCards paid settlement
4.Citibank unpaid
5.Citibank unpaid
6.Americredit about to fall off next year but considering to settle with them so they don't pop up again
7.Dell Financial drop off next month making settlement off now.
8. Credit One Bank paid only showing on my Experian report
9. Sallie private career training loan paid GW LETTER
Lets see what November will bring in .
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EQ542 TRAN582 EX565:
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