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Regular Contributor
dalasdon
Posts: 123
Registered: ‎07-01-2009
0

HSBC GW

has anyone ever had luck getting hsbc deletion?

Valued Contributor
GoodCredBen
Posts: 1,540
Registered: ‎10-25-2011
0

Re: HSBC GW

There are plenty of success stories with HSBC. :smileyhappy: Good luck with yours!

 

PS 

 

1000th POST!!!!

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Established Contributor
MBOhio2
Posts: 945
Registered: ‎02-07-2011
0

Re: HSBC GW

Yes, I was able to get a GW for a 30-day late on a Best Buy credit card. I sent them a million GW emails, letters, etc and no one ever called me or sent a letter confirming that they were deleting, but the 30-day late just dissapeared one day. It's definitely worth a try with them!

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
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Regular Contributor
dalasdon
Posts: 123
Registered: ‎07-01-2009
0

Re: HSBC GW

okay so what about charge off deletion

Valued Contributor
GoodCredBen
Posts: 1,540
Registered: ‎10-25-2011
0

Re: HSBC GW

you jusyt have to send in those GW's or email them, fax, snail mail, all the above... just have to attack it!

 

Paid charge off? 

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Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 690
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $3250
Regular Contributor
dalasdon
Posts: 123
Registered: ‎07-01-2009
0

Re: HSBC GW

well its unpaid charge off, the account was sold to ca, they have never put it on my credit reports or anything, hsbc asked if it was paid, i gave them round about answer.  im assuming they dont know its not paid.  

Established Contributor
MBOhio2
Posts: 945
Registered: ‎02-07-2011
0

Re: HSBC GW

Who is reporting the CO? HSBC or the CA? You need to GW whomever is reporting the CO, but its unlikely they will delete unless it's paid. Reporting on your credit report is their leverage to encourage you to pay it.

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
Jan 2012 Current Scores: FICO EQ 604 FICO EX ??? TU98 623
Feb 2012 Goal Scores: EQ 620 EX 620 TR 620 (or just the middle to be 620!!)
Regular Contributor
tjmmp56
Posts: 197
Registered: ‎03-14-2011
0

Re: HSBC GW


MBOhio2 wrote:

Who is reporting the CO? HSBC or the CA? You need to GW whomever is reporting the CO, but its unlikely they will delete unless it's paid. Reporting on your credit report is their leverage to encourage you to pay it.


+1.  You're going to have to pay the CA.  I'm working with HSBC currently who has agreed to update a CO to a Paid As Agreed account.  They are checking with the CA that I have in fact paid the debt.  I've also sent them the satisfaction letter I've received from the CA saying the account was paid in full. 


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Regular Contributor
dalasdon
Posts: 123
Registered: ‎07-01-2009
0

Re: HSBC GW

well its going to call off next year this time, from what ive been told, its not hurting my score by having it shown as paid, if they remove cool if not then ill just wait

Valued Member
rbtextreme
Posts: 49
Registered: ‎10-27-2011
0

Re: HSBC GW

Can someone please send me some contact information for hsbc? Have a paid CO that i'm trying to get deleted.


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