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HSBC/Orchard Bank CO - 3 months of GW and no success

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somotao
Frequent Contributor

Re: HSBC/Orchard Bank CO - 3 months of GW and no success

PMs sent to all who asked for the contact info


Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750

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Message 11 of 17
Niknak123
Member

Re: HSBC/Orchard Bank CO - 3 months of GW and no success

Can you please pm me the contacts as well I been trying for a while to get two late payments off
Message 12 of 17
westo12
Established Contributor

Re: HSBC/Orchard Bank CO - 3 months of GW and no success


@pipeguy wrote:

 

With the sale being completed in the very near term future, Capital One will own all HSBC accounts, their records, their balances, and the HSBC owned collection accounts including charge offs and "placed with CA" accounts still carried by HSBC (not sold to a CA). This means that Capital One will NOT be the OC for these accounts. I don't know if Capital One could be considered a CA for HSBC's "troubled assets", but they will be subjected to the FDCPA since they are not the original creditor having bought the accounts from HSBC.

 


^ Very interesting analysis!  I have a paid in full HSBC chargeoff (they c/o'd $57 smh), and a open/never late HSBC/now Cap1 card.  I'd previously been unsuccessul with GW attempts.  But since the merger has been completed, would it hurt to do an online dispute now?

 

Chap7 discharge 07/2015
Fico 5/1/19: TR:650(73% util)
Cap1(Plat+QS) 3500+4500/Merrick 1600/Express 4100/Overstock 4900.
Message 13 of 17
bahbahd
Established Contributor

Re: HSBC/Orchard Bank CO - 3 months of GW and no success

Could I be provided with the addresses that you have send GW letters to. At this time, would it be best to send GW to HSBC. Does anyone know if they are still operating?

Message 14 of 17
hikenc
Valued Member

Re: HSBC/Orchard Bank CO - 3 months of GW and no success

somotao,

 

Would it be possible for you to send me the contact info as well?  I have a couple issues with them that I desparatedly need to resolve.

 

Thanks!


Current Scores: FICO EQ: 608 | FICO TU: 668 | FICO EX: 653
Goal Score: ALL 700+
Message 15 of 17
AvaMommy
Frequent Contributor

Re: HSBC/Orchard Bank CO - 3 months of GW and no success

Please, can someone PM the contact info for HSBC in order to send out GW letters?

 

Thank you

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Message 16 of 17
somotao
Frequent Contributor

Re: HSBC/Orchard Bank CO - 3 months of GW and no success

For those looking for contact info send me a PM....I do not read this particular thread frequently enough to see your requests.


Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750

Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000
Message 17 of 17
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