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07-24-2011 02:03 PM
will you send me HSBC contact email?
i wanna send my GW letter too.
thanks in advance
07-24-2011 04:46 PM
I didn't send an email. I called and asked to speak to a supervisor and pled my case to her. I told her that we were in the process of buying a home and that those 2 recent payments were preventing me from purchasing a home. She assured me it would be taken care of, but I never received a written notice. It came off a few weeks later.
I called the phone number on the back of the credit card.
07-28-2011 08:23 PM
Received a call back from HSBC Executive Consumer Resolutions department. They replied in response to my GW e-mail, and I I am receiving the adjustment!
Thanks Witanga for this and the Cap 1 contact!
Even though this single LP was almost 2 years ago, it still makes the account list as a negative factor. Having this removed will help at least a little.
I will put a copy of the letter I wrote, but bear in mind, specifics to your situations work best:
Account Number: **************
How are you sir!
I have an out of the box request and I would love to see if you could oblige. I
am in the process of credit restoration to buy a new home, and one the negative
factors on my credit report is a 30 day late payment from HSBC. (Dec 2009)
Now I do understand the integrity of the credit reporting system, I am also
aware that you all are legally required to report Fair and Accurate information.
Thus not compromising the integrity of the credit game.
However, I am asking for an extension to remove the SINGLE late payment recorded
on my account for credit reporting purposes. I know this is something that is
normally not granted. I don't have a sob story as to why I paid late, it was
quite honestly a simple oversight.
Are you able to review my account and potentially remove this derogatory
I am not asking for a deletion of an entire tradeline or removal of multiple
lates. But I very much enjoy being an customer. (I have my car loan, credit
card, and through your bank)
As a LOYAL customer, whom has NEVER been late on any HSBC accounts, other than
this single late on my credit card account.
I have contributed key business (money) to your organization, and am hoping to
be forgiven of a SINGLE trangression.
Please give me an e-mail back or call if you would like to discuss further!
Thanks in advance for reading my e-mail!
Hope this is inspiration, as in the last 2 years I have pulled my credit from the high 400s to the lows 600s and RISING with GW letters and PFDs.
Tackling responsibility and effort goes a long way, GOOD LUCK ALL!
May I please get the HSBC email address??
07-29-2011 01:06 PM
please pm the contact info for HSBC (email and or phone)? All my collections started 09-10 so I can't wait it out (I want to buy a Dodge Challenger end of 2012/early 2013). From what I read I will just pay it off and hope from a successful GW.
08-09-2011 08:37 PM
I would love to have the HSBC email contact as well, thanks in advance. PM me. I have three lates with HSBC and would like to have them off of my negatives. Congrats to YOU.