Established Contributor
Posts: 506
Registered: ‎05-08-2007

HSBC residuals thru Cap 1

  1. I have several old 30 day lates....showing on my credit report from HSBC and Orchard Bank that transitioned to Cap 1 cards.  Why is Cap 1 reporting me to have missed payments when I never have missed a Cap 1 payment.  I have dispute these payments but they remain.  Anybody else have this problem?
Cap 1 - 700, 1000, 1000, 2k, 4.2K; Sam's Club 6500, Sam's Club MC 9500, Chase Freedom 4.3k, Marriot 7K, AARP 6K, CS 10.3K, CSP 28K, IHG 12k, BOA 7K, Ebay MC 7K, Amex Green NPSL, Amex ED AU 5.8K, Discover IT 5K, Barclays Reward 6.5K, USAA Amex 2K, USAA Visa 2k, USAA MC 7k, Total Rewards Visa 9.2K; WF 3K, Diners Club 10K, Walmart MC 7.5k, NASA 20K, NFCU 25K. Old Navy Visa 4.5K Store cards including Lowes, Sams Club, Walmart, Home Depot, Macy's, Kohls, QVC, and Amazon around 35K

FICO's EQ 729, EX 744 TU 744 as of 01/14/15
Mega Contributor
Posts: 19,005
Registered: ‎03-19-2007

Re: HSBC residuals thru Cap 1

Did the account simply transition in ownership, and is thus a continuation of the old account, or is it an entirely new accunt with a new account agreement?

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