HSBC

[Anonymous]

has not updated my balance on my credit report.

WFNB/Lerners has not either.  They were paid on 4/15 so I am wondering how long they will take to update the CRA?

[203bravo]

I have no idea about WFNB.  But by monitoring my HSBC card - they report the day after statements are cut.  So whenever you May statement cuts it should be updated on your credit files.  If it has already cut then you may have to wait for your June statement.

Message Edited by 203bravo on 05-11-2009 12:39 PM

[jackg]

Please remember that they do not have to report to the CRA's.

[Anonymous]

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@jackg wrote:
Please remember that they do not have to report to the CRA's.

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But they are reporting...and the balance is false...I thought that if they report they need to report true and accurate information.  They reported a high balance which helped drop my score, so why not report a zero balance which would in turn boost my score?  I swear they all love to play games with us.

[BungalowMo]

Where are you checking the report?  I had creditcheck total for a while.  I got it every day & would make a note as to when "who" updated on my reports.  I know TransUnion would always update first, no matter the TL, it's like they got the info out a couple days before the others.

Is this a 100% good acct?  Just curious

When was the last update for your acct?

Message Edited by BungalowMo on 05-11-2009 07:47 PM

[Anonymous]

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@BungalowMo wrote:

Where are you checking the report?  I had creditcheck total for a while.  I got it every day & would make a note as to when "who" updated on my reports.  I know TransUnion would always update first, no matter the TL, it's like they got the info out a couple days before the others.

Is this a 100% good acct?  Just curious

When was the last update for your acct?

Message Edited by BungalowMo on 05-11-2009 07:47 PM

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It is reporting on all three credit reports.  The last update says 4/2009, but this balance was the same as when I pulled it the first time on 4/3/09.  I made a payment of $469, ( I just checked my account online) and that is updated, just not my reports.  The statement date says 5/12.  I am guessing I wait until after this statement date to see if they report?