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HUGE SCORE JUMP!!!!

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annielorie
Valued Contributor

Re: HUGE SCORE JUMP!!!!

Way to GO!!!!! See hard work pays off!!! CONGRATS!!!!!!!!!!Smiley Very Happy


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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Chase freedom 800 Never take NO for an answer!!
Message 11 of 24
PapasWifey
Regular Contributor

Re: HUGE SCORE JUMP!!!!

FANTASTIC!!!!!! This is fabulous! Way to go!!

 

Do you know if your other FICO's have also had so much progress?! I hope they have. You've done just simply fantastic. Thanks for sharing.


Starting Score: 576 EQ 1-12-13
Current Score: 588 EQ 2-3-13
Goal Score: 650


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Message 12 of 24
bbb3601
Frequent Contributor

Re: HUGE SCORE JUMP!!!!

WOW. Can you take over my efforts!!?? lol

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Message 13 of 24
Anonymous
Not applicable

Re: HUGE SCORE JUMP!!!!

These forums are so helpful.  Congrats to you and your score increase!!

Message 14 of 24
singulardedication
Valued Member

Re: HUGE SCORE JUMP!!!!

Grats.  wow that was an amazing jump.  If I may ask what was the single biggest thing you did to help?


Starting Score: TU 732 | EQ 655 | EX Plus 725 [Jan 2012]
Current Score: TU 697 | EQ 694 | EX 659 (psecu) [aPRIL 2012]
Goal Score: 760 In Aggressive paydown mode, thinking Amex BCE for 2013


Take the FICO Fitness Challenge
Message 15 of 24
stilettos_and_spitup
New Contributor

Re: HUGE SCORE JUMP!!!!

Thank you everyone!  Yes, Equifax is the highest score...they seem to be good about deleting stuff.  TransUnion is second highest, they are also good about deleting negs.  Experian, however, is one TOUGH cookie!  They list the lates differently and it's hard to get them to remove them.  But other than that, VERY proud of what I've accomplished!  Never thought I'd be in the 700 club and now I'm shooting for 800!  Couldn't have done it without the help of these forums!

Starting Score : 498 - 04/01/11
My FICO : 573 - 09/04/11
My FICO : 639 - 11/23/11
My FICO : 663 - 01/04/12
My FICO : 748 - 03/15/12
THANK YOU MYFICO FORUMS!
Message 16 of 24
stilettos_and_spitup
New Contributor

Re: HUGE SCORE JUMP!!!!

All I did was call the original creditor that my collection was for and since I paid them instead of the CA, they called the CA for me and told them to remove it from my credit.  Also, I often go to the bureaus sites and dispute lates and negative descriptions. And finally, I sent a few emails to the creditors for the lates that i knew i was actually late on to ask them to remove them.  Some did, some didn't.  I'll keep sending GW emails occasionally until someone agrees to do it.  I don't like when people tell me "no"...  Smiley Happy

Starting Score : 498 - 04/01/11
My FICO : 573 - 09/04/11
My FICO : 639 - 11/23/11
My FICO : 663 - 01/04/12
My FICO : 748 - 03/15/12
THANK YOU MYFICO FORUMS!
Message 17 of 24
cd2004
Regular Contributor

Re: HUGE SCORE JUMP!!!!

wow awesome job

Current 3B scores May 2022: EQ: 806 TU: 798 EX: 797
Message 18 of 24
ando35
Frequent Contributor

Re: HUGE SCORE JUMP!!!!

Oh my GOD! I worked for a year to get 40 points and I'm still too low.

Message 19 of 24
Anonymous
Not applicable

Re: HUGE SCORE JUMP!!!!

"...I believe I can fly...I believe I can touch the sky..." 

Message 20 of 24
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