@George528 wrote:This site has been so very helpful to me. 2 months ago I had 9 baddies on my CR. After joining this site and reading others advice I started sending DV letters. I had 2 companies just drop their Tl off my reports all together ( I assume they could not verify in 30 days) I live in Texas.. I did a PFD with Dish network which got them and their CA to remove completely. I did have 1 CA that is very famous on here for being a big pain in the butt and I was aggressive with them, DV followed by a dispute with Experian ( the CA was re aging by 9 months) and I did a couple of other disputes which I learned about on here. I got a letter from the CA today stating they were asking for additional information from the OC and would get back to me. The great thing is their letter had a date on if AFTER their 30 day time period had expired. I was calling them to ask them to remove it since they missed their time frame as per Texas law.. Before I could say anything a rep said they had decided to not pursue any further and will be removing their Tl with all 3 bureaus right away. She even offered to send me a letter stating such.. Of course I said I would like that as soon as I can get it.
This was my wayy latest baddie which was not set to fall off til early 2016.. I have had 5 baddies taken off in a couple of months and it is mostly off of information I have received from this site..
Thanks to everyone for sharing their information..
Congrats on your successes! It's a great feeling isn't it?
Congrats to all your success, the great state of Texas has some very good consumer protections compared to other states..
congrats
