12-21-2013 02:00 PM - edited 12-21-2013 02:10 PM
Both my DH and I were approved for a Barclays rewards mc with TU scores around the same (or maybe even lower) than yours is currently, with $1.3k (DH) and $1k initial CLs. DH also has a recent (2013) charge off on his CR. I suggest trying it out, especially if you don't have too many inquiries on TU since I read they're pretty inquiry-sensitive. Barclays has been great so far, great lender to get in with IMO.
12-21-2013 06:34 PM
Wow Congrats! I want to apply but I already have 5 inquiries on my transunion report
12-21-2013 07:30 PM
Welcome the the NFL family
12-21-2013 07:39 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.