NO ONE BURST MY BUBBLE, CAPISH?! I checked my Experian site report, (YES I KNOW, FAKO) BUT, it increased 69 points, yes, 69!!
Not gonna ruin your happy dance, I'm just gonna crank the music! Congrats!
HEHEHEHE!! Thank you all!!! I know it itsn't much, but it was my lowest score. it had dropped from 584 to 572 earlier this month, and then jumped to 641. Of course as I have learned from you guys, that is probably waaaaaaaaay off from what the actual FICO score is, BUT, I can happily dwell in the possibilities! LOL!
The thing is, on that site, I can not tell at all what it was that caused the increase. Nothing is removed, the one and only thing I'm disputing is still showing, and like I said yesterday, it doesn't show on the report that it is being disputed. And the card that I've been added to isn't showing either. Any ideas?
Let me correct myself!!! I just pulled it up again, and it now says, " You have no accounts in collections." YAY!!! I.C Systems removed that bogus Cox collection of $40.00!!!
But would one collection that was listed from 2007 bump me 69 points?!
Was that your last baddie? If so,, then yes!
The last ugly collection on EX,yes!! Now, the only other yucky stuff it the 2 PAID(lol, wanna stress that) chargeoffs that the mean old bank only added comments to when I asked them to update it to PAID vs the BAD DEBT/COLLECTIONS they still had listed! I just love how they put, "Paid-was a charge-off". Hatefull folks!
ANYWAYS, I think you agreed with me that I should let them sit since one says date opened(does that matter?) in 2005, and the other 2006, until we secure the mortgage?
So, while I wait for this week to pass and hope to see a positive outcome for the last dipsute on EQ,( i know, ive beat a dead horse to death!) and then hopefully apply for the mortgage!