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09-18-2012 02:38 PM
NO ONE BURST MY BUBBLE, CAPISH?! I checked my Experian site report, (YES I KNOW, FAKO) BUT, it increased 69 points, yes, 69!!
09-18-2012 02:39 PM
09-18-2012 03:10 PM
09-18-2012 04:22 PM
Not gonna ruin your happy dance, I'm just gonna crank the music! Congrats!
09-18-2012 07:03 PM
HEHEHEHE!! Thank you all!!! I know it itsn't much, but it was my lowest score. it had dropped from 584 to 572 earlier this month, and then jumped to 641. Of course as I have learned from you guys, that is probably waaaaaaaaay off from what the actual FICO score is, BUT, I can happily dwell in the possibilities! LOL!
The thing is, on that site, I can not tell at all what it was that caused the increase. Nothing is removed, the one and only thing I'm disputing is still showing, and like I said yesterday, it doesn't show on the report that it is being disputed. And the card that I've been added to isn't showing either. Any ideas?
09-18-2012 07:12 PM
Let me correct myself!!! I just pulled it up again, and it now says, " You have no accounts in collections." YAY!!! I.C Systems removed that bogus Cox collection of $40.00!!!
But would one collection that was listed from 2007 bump me 69 points?!
09-18-2012 07:43 PM
Was that your last baddie? If so,, then yes!
09-18-2012 07:57 PM
The last ugly collection on EX,yes!! Now, the only other yucky stuff it the 2 PAID(lol, wanna stress that) chargeoffs that the mean old bank only added comments to when I asked them to update it to PAID vs the BAD DEBT/COLLECTIONS they still had listed! I just love how they put, "Paid-was a charge-off". Hatefull folks!
ANYWAYS, I think you agreed with me that I should let them sit since one says date opened(does that matter?) in 2005, and the other 2006, until we secure the mortgage?
So, while I wait for this week to pass and hope to see a positive outcome for the last dipsute on EQ,( i know, ive beat a dead horse to death!) and then hopefully apply for the mortgage!