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Hard Inquiries on TransUnion

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CasperJack14
Contributor

Hard Inquiries on TransUnion

I just pulled my TransUnion report, and it is showing 19 inquiries for the last 12 months on my credit report.  They are:

 

12/20/2012 - US Cellular pulled for new service

11/08/2012 - Capital One pulled for CLI request

07/23-07/26/2012 - I was shopping for an auto loan, and credit was pulled 7 times.

04/16/2012 - this was my first attempt at an auto loan - was pulled 9 times.

04/11/2012 - Capital One pulled when I opened a secured card to rebuild credit.

 

So that's a total of 19 inquiries, but I was under the impression that for scoring purposes, the 2 times I shopped for an auto loan would be grouped together and hit my score as one pull given that it is obvious I was shopping around for a loan.  What can I do to fix this?


Starting Score: 577 EX 9/9/2015
Current Score: 577 EX 9/9/2015
Goal Score: 700


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Goal850
Regular Contributor

Re: Hard Inquiries on TransUnion

Apparently, if I understand correctly, yes the auto pulls done within a certain amount of time(idk that amount, maybe a month?) are grouped together and counted towards your score as one, however each individual inquiry will still be listed separately on your reports.

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