No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just pulled my TransUnion report, and it is showing 19 inquiries for the last 12 months on my credit report. They are:
12/20/2012 - US Cellular pulled for new service
11/08/2012 - Capital One pulled for CLI request
07/23-07/26/2012 - I was shopping for an auto loan, and credit was pulled 7 times.
04/16/2012 - this was my first attempt at an auto loan - was pulled 9 times.
04/11/2012 - Capital One pulled when I opened a secured card to rebuild credit.
So that's a total of 19 inquiries, but I was under the impression that for scoring purposes, the 2 times I shopped for an auto loan would be grouped together and hit my score as one pull given that it is obvious I was shopping around for a loan. What can I do to fix this?
Apparently, if I understand correctly, yes the auto pulls done within a certain amount of time(idk that amount, maybe a month?) are grouped together and counted towards your score as one, however each individual inquiry will still be listed separately on your reports.