Rebuilding Your Credit

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nvrgiveup08
Posts: 87
Registered: ‎01-24-2008

Hard Inquiry and Scoring

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‎01-17-2013 05:53 AM

Good morning guys. I applied for a home loan in September scores were 648,648, and 642 didnt find a home and three lenders pulled my credit within the 30 day period. Just app'd again on Monday and my scores had dropped to 643,639, and 635 due to consolidated student loan, again 3 lenders pulled. How will my scores be affected if I app again in March??? Scared all the hard inquiries will make my scores drop. Any suggestions??????

No place to go but UP


EQ 632
EX 648
TU 648
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guiness56
Posts: 13,292
Registered: ‎01-17-2008

Re: Hard Inquiry and Scoring

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‎01-17-2013 07:03 AM

All inquiries for a mortgage over a certain period of time, I believe 30 days, are looked at as one by FICO.

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