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Hard Pull Question

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jybrown1458
Contributor

Hard Pull Question

Good afternoon forum,

 

I had a quick question, when a lender pulls your report is this a snapshot of your report at that moment or a snapshot of the most recent reporting?

 

Thanks in advance!

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Shogun
Moderator Emeritus

Re: Hard Pull Question

It's a snapshot of what's on your CR at that particular time.  They can only supply info that has been sent to them.  If a creditor hasn't furnished the info, they won't be able to post it.

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EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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