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Would the AAoA include all accounts or just credit cards?
Ok, so it looks like my AAoA before the inquiries is 7yrs. 9mo.
lol as i look again, I'm not sure this is what I am supposed to look at or not. So my average age of my accounts is 7yr. 9mo. My oldest account was opened 14yr. 9mo. ago. Does that make sense?
nibbles and I have the same numbers my oldest account is 14+ years and my average is 8 years....so if I get my collection accounts deleted, this should help as long as I don't get rid of any old credit. I think the 14 year old accounts are student loans. seriously....
Another good reason to not apply unless you really need it! Do your research, and YMMV.
I really wish FAKO scores were my FICO scores!!!! I've got over 700 with ALL of my FAKO scores right now due to my new TL's! TU 745, EQ 714, EX 730. Yup, I like those numbers much better! lol - HOWEVER, I have seen a jump in my FICO score for EQ (since that's what is monitored here) up 10 points in a couple of days! Woo Hoo. We are going in the right direction!
I told myself that I'm not purchasing my FICO scores for the others until the 1st of the year. UGH, lol let's see how well I do with holding out for that! I've still got GW, DV and PFD letters out, so if they do what we all hope they'll do, I will be one happy camper!!
All accounts
@DaBears, all accounts? Not sure what you are referring to.
@nibbles I hope that he means AAoA....that would mean that if I opened a new account, my oldest ones would remain...and keep my AAoA good....at least above 6 years.
@newmom - ah yes, that makes sense. They don't seem to be doing any damage to my scores. As a matter of fact, I got an alert today stating that my EQ went up 10 points.